February 2015 Dividend Update

moneyheart

The shortest month of the year is coming to a close which means it is time for another monthly update.  Before I jump into my summary of returns, I’d like to mention a few items.  First, Loyal3 has shortened the time it takes to execute purchases from your bank account.  Purchases now go through in ~2 business days.  Second, I’d like to say “Bienvenido!” to the latest blogger added to my blog list, “Dividendos y Trading”.  And finally, I’d like to thank all of you that visit the blog and post comments.  It is encouraging to hear from others and it truly helps me keep on track.

Now, let’s take a look at February’s dividends:

 

Loyal3

Symbol Dividend
HAS $0.45
SBUX $0.08

Roth IRA

Symbol Dividend
AAPL $3.32
PG $0.66
MORL $0.52
CLX $5.22
HCP $5.21

TOTAL:  $15.46
While this isn’t a monthly personal best, it is $15.35 more than I earned in February 2014.  Although I report on monthly returns, my focus at this point isn’t to have dividends equally distributed across each month.  Some months will be better than others based on when companies issue their dividends.  A better comparison is probably looking at annual totals as well as comparing each month to the same month a year prior.  However, it is always nice to see a monthly high when it arrives.  Luckily, I should see a new personal best in March.

 

I hope you all have another successful month and thank you for visiting.

 

Regards,

DD

 

Advertisements

18 thoughts on “February 2015 Dividend Update

  1. DD,

    Congrats on a great “short” month. I just started on my journey as well and will post my meager month later this weekend. Let’s just say it looks more along the lines of your reports after you started. That being said, that is why I like following your blog because I see that I can reach much larger numbers quickly just by sticking to the plan. Keep up the great work and here’s to a prosperous March and rest of 2015.

    FD

    Like

    • Thanks for following the blog. I’m glad it is useful to other people. Everyone’s journey is different but I think the common theme is to stay the course. I’d like to invest more than I do now but based on my income and expenses I can only do what I can do. The good part is that it is progress whether large or small. Good luck with starting your dividend investments!

      Regards,
      DD

      Like

  2. The best part about comparing to previous years is the ability to really see the overall growth in a portfolio. For me, February was actually less than last year, but my portfolio is much better off from a risk and diversification perspective. Those attributes don’t always fall to the bottom line positively, but overall my dividend income is way up on a quarter by quarter basis.

    Like

    • For now, I haven’t been paying as much attention to my portfolio’s performance as I have the dividend returns. No real rhyme or reason for that. I guess it is a combination of lack of time and dividends appear to grow steadily in general whereas a portfolio can go up down with the changes in the market. Thanks for stopping by!

      Like

  3. The post every dividend blogger loves to write and share. I just can’t believe how fast the months are flying by. Happy holidays to all! Too soon for that I guess but I know I’m not far off. Great month of dividend income. Bit by bit it grows and your future self will be thanking your past self years down the road for the action you are taking today. Keep up the good work.

    Like

    • Time does fly and it helps me appreciate that I found dividend investing so I can start working towards a better life when I retire. It is rewarding to see each month grow and I’m looking forward to the day I see a three figure month of returns. Thanks for stopping by.

      Like

  4. Congrats even if it’s just enough to buy a meal at a restaurant. Like you said that’s $15 more than you earned last year in February. I love when one month ends and another one begins so I can see all the progress that everyone’s been up to. The quarter over quarter and year over year increases are always great to see. Keep up the good work and just imagine what the numbers will be like next year!

    Like

    • Thanks for the encouragement. It is rewarding to start seeing what living expenses could be covered each month by dividends. $15 is better than $0 so I’m happy with it. Looking forward to the increases this year. Thanks for stopping by.

      Like

  5. Congratulations. It is encouraging to see the progress with YOY comparison. I just started my dividend investment too. Let’s keep it up and walk steadily along the DGI journey.

    Like

    • I’ll take the $15 over $0 any day. I’m trying not to focus too much on individual months in the long run but instead look at my monthly average for a year. Most of the companies I’m interested in don’t pay dividends in February so I expect that to be low month every year. Thanks for stopping by!

      Like

  6. Congrats DD. It is not feasible to match each month dividends to be as close as possible. Some months of the quarter are better than others. Typically the 2nd month of the quarter is the slow one for most of the investors. As long as the dividend amount increases compared to the corresponding month in the previous year and previous quarter, that’s all that matters. Keep it going and all the best with March’s numbers.

    Like

    • Hi DGJ,

      Thanks for the encouragement. I’m looking forward to March as a new personal best. I agree with you, comparing progress to the year prior is the way to go. This year is going to be a huge improvement over last year since I didn’t start really investing until around May last year. Thanks for stopping by and good luck to you.

      Regards,
      DD

      Like

  7. $15 of totally free money? Erm, yes please! It’s still more money than you had the year before, which is cool. My February was pretty slow too, but the first half of the year is really quiet for me, with the vast majority of dividends being paid from June onwards.

    Like

  8. wow $15 is more than what my bank paid for interest a whole year with my emergency cash sitting around idling. Congrats on taking the steps to secure your FI future.

    Like

    • My dividends do pay better than a savings account. My primary bank’s savings account is a joke. I started using Ally’s online savings which has ~1% APY. They’ve been good so far and their APY is much better than my regular bank.

      Thanks for stopping by!

      Like

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s